The laws surrounding workers who were injured on the job, in Arizona or elsewhere, are often complex, full of stipulations and exceptions. A recent workers' compensation case in another state proved no different. Workers' compensation is an insurance that was implemented to help protect injured employees, but with so many complicated rules and so many possibilities, the representation of a lawyer frequently proves critical.
While many workers in Arizona may know about workers' compensation, most people are trusting enough to believe that, should they ever need it, the system is almost automatic and guaranteed. Unfortunately, this is often far from the case. A woman who was injured on the job in another state had to fight to receive her benefits because her employer had rejected her workers' compensation claim.
Every job is different. Some jobs, like construction work, may have more obvious risks, but even office jobs can lead to unexpected illness or injury, such as carpal tunnel syndrome. Regardless of the type of work an Arizona employee spends his or days or nights doing, one thing remains universal: the prospect of being injured on the job and unable to pay bills is a scary one. The following tips, however, may help smooth the way should such an event occur.
The concept of workers’ compensation is often couched in terms of remedying physical injuries that occur in the course of employment (i.e. injuries occurring from falls, mechanical mishaps, etc). However, we may not consider how certain physiological issues may affect one’s ability to perform their duties.
We all know that the purpose of workers’ compensation is to pay certain bills while the employee is unable to work due to a workplace injury. But like many types of insurance claims, the bills don’t stop just because a claim is being processed. This is especially true when there is a dispute between the medical provider and the employer as to who is responsible for paying for what. Because of this, there may be instances where an employee may pay medical bills out of their own pocket.
People universally go to work not expecting to get injured. So when they are unfortunately hurt while they are working, it should be expected that they may not know what to do when it comes to seeking benefits simply to keep the lights on and the rent paid. In industries such as construction, manufacturing and even law enforcement, employers have specific responsibilities with regard to providing workers' compensation insurance as well as other duties to protect employees.
At its core, workers compensation is supposed to help injured workers make ends meet while they recover from injuries suffered from on-the-job accidents. In many of our posts, we have highlighted construction accidents, industrial site mishaps and even claims based on the excessive wearing of high heels. But should workers' compensation pay for medical expenses and time lost when an employee is a snake bite victim?
It is understandable that the construction industry will slow down in July and August, as these are traditionally the hottest months of the year in our region, but for the trucking industry, business is still robust. With how active truckers are, the number of them who are severely injured while working may still be a mystery.
In the many instances where we highlight workers' compensation benefits, it is because of physical injuries suffered during the course of one's work activities. Which begs the question, can a worker receive benefits due to psychological injuries stemming from a workplace accident?
Wouldn’t it be great if all employers would provide continual monetary benefits to injured workers as they recover from their ailments? After all, for many employees, not being able to work is stressful enough because some workers believe that they will lose their jobs altogether. Combine that stress with the inability to earn a living to pay bills, and it is understandable that workers’ compensation benefits are necessary.