Anyone can get hurt in an unforeseen event at any time. Some Arizona jobs, however, carry a higher degree of risk, and injuries are unfortunately more likely to occur in factory worker, construction worker or electrician accidents than to employees who work in, for example, a movie theatre. Tragically, sometimes these workplace accidents prove fatal and leave behind grieving families.
Workers' compensation is insurance that employers in Arizona -- and other states – purchase to help cover medical expenses and lost wages when an employee is injured on the job. In exchange, the employee agrees not to sue when he or she is injured, regardless of who is at fault. This, perhaps, is one of the best aspects of workers' compensation; everybody makes mistakes from time to time, and it's nice to know that even when an employee is hurt at work due to an error or momentary lapse in judgment, he or she will not be saddled with insurmountable medical bills.
Arizona construction sites are hectic, busy places, and even when everyone is being careful, injuries may still occur. Because of the often-chaotic atmosphere with workers coming and going and the sometimes-unpredictable elements, construction accidents can happen even to the most experienced employees. Thankfully, when workers are injured, there are benefits like workers' compensation to help.
Workers' compensation, a type of insurance to help cover lost wages and medical expenses to employees injured on the job, was instituted because all jobs carry some degree of risk. Some Arizona work places, however, carry a higher likelihood of work injuries than others. For example, construction workers may run a higher risk of on-the-job accidents.
Workers' compensation can prove crucial for Arizona employees injured on the job. But what about more serious incidents involving worker fatalities? While workers' comp cannot bring the deceased back to a grieving family, it can at least provide financial relief for those who have lost a family member in an industrial accident.