What is a no fault system in relation to workers’ compensation?
A workplace accident can happen to just about anyone. Many who work in blue collar fields, such as construction or manufacturing, likely consider the possibilities of a workplace accident. Many in white collar fields, however, do not give the idea of an accident occurring in their work environment much thought. But the fact remains that an accident can occur in any work environment, and all workers can often benefit from knowing how workers’ compensation works.In Arizona, workers’ compensation is what is known is a “no fault” system. Just what is a no fault system? A no fault system assumes an employee is entitled to receive certain medical and compensation benefits regardless of who or what caused the job-related accident to occur. This makes it so even in cases when the employee may be at fault for the accident, he or she will still, in many cases, be able to obtain workers’ compensation benefits. There are still certain cases that render a person ineligible for these benefits, however, as is the case when injuries are purposely self-inflicted.Accidents can happen in any work environment. This is why it helps to be prepared. Some may not have been aware that workers’ compensation is a no-fault system and may have assumed that if an employee was partially at fault, he or she would not be eligible for workers’ compensation.
Thankfully, workers’ compensation is available for a wide variety of work-related accidents. These accidents may leave workers’ unable to obtain wages for awhile. Thankfully, with the help of an attorney, it is often possible to come to a fuller understanding of workers’ compensation laws and decide whether or not to file.
Source: ica.state.az.us, “Employers’ frequently asked questions,” Accessed on March 22, 2016