When an Arizona resident is injured at work, many questions may arise. Knowing just what to do following a workplace accident can prove challenging. Some may be vaguely aware of the options open to them, but may not know exactly what avenue to pursue. For instance, an injured worker may know about workers' compensation and disability benefits, but may not be aware of the differences between the two.
Determining whether workers' compensation or disability benefits apply to a certain situation can be challenging. There are many difference between the two options. Workers' compensation exists primarily for those who are injured on the job so that they do not pursue litigation against the company they worked for at the time of the injury. Employers are required by state law to carry workers' compensation. Disability benefits differ in that they are available for those who are injured away from work but cannot return to work as a result of these injuries.
The decision to grant an employee workers' compensation is not always determined instantly. Sometimes, it can take awhile for the deliberation, leaving an employee without income. During this time, it may be possible for an employee to receive state disability benefits while they wait to see if they are eligible for workers' compensation. The state may then ask for the money back if the employee is later granted workers' compensation.
Knowing the various complexities involved in workers' compensation takes a lot of work. This is why there are attorneys available to help injured workers make sense of what rights they have. With the help of a workers' compensation attorney, it is often possible to come to a favorable resolution.
Source: FindLaw, "The Difference Between Workers' Comp and Disability Benefits," Accessed on January 18, 2015