There are various issues that will factor in when receiving workers' compensation benefits in Arizona after an on-the-job injury. Having a grasp on these issues and following the required protocol can ease the process when trying to receive the applicable benefits after an injury. One important point that must be understood is time lost claims.
A person who has been declared unable to work or is only able to do light work after an injury will have temporary compensation paid if there have been lost earnings for more than seven straight calendar days. This is due to the loss of earnings being linked to the injury that was suffered. The right of the worker to receive compensation will be based on calendar days. This is in opposition to work days. Therefore, weekends and holidays will be factored in.
The initial seven days of lost wages will not be paid unless the earnings are lost for 14 days or more. An example would be if the worker misses ten days, seven days will be subtracted, with the worker being paid for the remaining days. If an employee is off work for 14 days, their pay will begin from the date the injury was suffered and full pay will be received. The compensation will be 66 2/3 percent of the average monthly wages. If the amount a worker receives surpasses what the maximum in the state is, the worker will receive 66 2/3 percent of the maximum.
The law states that the insurance carrier must let the claimant know whether the claim is accepted or not. A Notice of Claim Status will be sent with the initial temporary compensation check. The Notice will have the amount of wages that were calculated. There will be a Wage Calculation Sheet along with this Notice and it will detail how the figures were determined. The Industrial Commission of Arizona must be told if there is a mistake. There are 90 days for a protest regarding the accuracy of the amount to be made.
Those who have been hurt at work need to know the facts regarding how to receive workers' compensation payments and the way in which time lost claims are determined. Speaking to a legal professional with experience in workplace accident cases may prove to be the key to receiving workers' compensation benefits.
Source: ica.state.az.us, "Industrial Commission of Arizona -- Workers' Compensation Information for the Injured Worker -- Time Lost Claims page 4-5," accessed on Dec. 28, 2015