Arizona employees can have a difficult time learning about the benefits to which they are entitled, such as workers' compensation insurance. You can read about workers' compensation in the Arizona Constitution and the Arizona Revised Statutes. Unfortunately, these documents often contain too much legal jargon to navigate. While the following information is not all inclusive, it does provide a basic understanding of who is covered by workers compensation.
If you do not know whether you are covered by workers' compensation, the answers is that you probably are. Arizona mandates that employers offer the coverage to their employees. This law covers both full- and part-time employees. However, those who employ independent contractors or casual workers do not need to provide coverage. Additionally, those in a domestic servitude role, such as a housekeeper in a private home, are not covered.